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Choose the Home Equity option that’s right for you.

Whether you want to renovate your home, buy a new car, take a family vacation, pay tuition bills or consolidate high interest debt, we have the home equity account that’s right for you.

	Home Equity Line of Credit	Home Equity Loan
Who it's for...	You have a one time financing need and/or ongoing financial needs	You have a one-time financing need
Best for you if…	You need funds at different times and for different amounts Your budget allows for variable monthly payments	You prefer a fixed rate and a set monthly payment
Interest Rate	Variable	Fixed
Fees & Closings Costs	$0	$0
Payment Options	Principal plus interest payments Automatic deduction available	Principal plus interest payments Automatic deduction available
Discounts	.50% with automatic deduction from a Bank of Canton account	None
Maximum Loan-to-Value %	Up to 75% of home’s value	Up to 75% of home’s value
Access to Funds	Online, by check, or in a branch	Receive funds in one lump sum
Potential Tax Deduction of Interest*	Yes	Yes
	[Check Rates]	[Check Rates]

*Consult a tax advisor

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Featured Rates

Featured Deposit Rates

Personal Statement Savings
0.15% APY*
3 Year Certificate of Deposit
0.75% APY**

Featured Loan Rate

Home Mortgages
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Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. B.O.C. Financial Services is a trade name of Bank of Canton. Infinex is not affiliated with the bank. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

B.O.C. Life Solutions, LLC is a wholly-owned subsidiary of The Bank of Canton. The information provided on this website page is not legal advice, but general information on financial matters that involve commonly encountered legal issues. The Bank of Canton is not a law firm and its employees are not lawyers and cannot be a substitute for an attorney or law firm. The Bank of Canton cannot provide legal advice and can only provide informational services at your specific direction and request. The Bank of Canton and B.O. C. Life Solutions are not tax advisors. Please consult your tax advisor.