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Homebuyer Savings Calculator

Calculate how much you need to save each month to afford a down payment on a home. You can adjust the purchase price, amount saved, and other variables to match your situation. Click the ‘View Report’ button to see the results.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.



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Homebuyer Savings Calculator - Bank of Canton
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**FIG_GRAPHTITLE** Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Definitions

Purchase price of home

The total cost of the home you would like to purchase. Please keep in mind that the cost of buying a house is more than just the price of the house; there may be fees and closing costs associated with your mortgage as well.

Estimated down payment

The portion of the property's sale price that is fully paid to the seller at closing. With conventional loans, a 20% down payment will allow you to forego carrying Private Mortgage Insurance (PMI).

Amount currently saved

Total amount you currently have saved for your new home.

Years to save

The number of years you wish to save.

Estimated interest rate on your savings

This is the interest rate you are currently earning on your saved amount. For the purposes of this calculator, taxation is not factored into the results.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.