IRA Certificates of Deposit
CDs to Help You in Retirement
IRA CDs can provide you with long-term, tax-advantaged savings for retirement. You can choose between either a Traditional IRA or a Roth IRA. Each option has particular features that allow you to make the most of your tax savings. Our team can help you determine which IRA vehicle is right for your financial goals. Our IRA CDs come with:
- Free Online Banking (view only)
- Free Mobile Banking (view only)
- Unlimited deposit insurance between the FDIC and DIF
Account Details
- $500 minimum to open 1-, 2-, and 3-Year IRA CDs
- Traditional and Roth IRA plans available
- A penalty may be imposed for early withdrawal*
- You must begin to withdraw funds at age 70 1/2
*Consult your tax advisor regarding federal and state penalties for withdrawals prior to age 59 1/2.
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